Skip to main content

Nigerian Tax Calculator & Compliance Platform - KeepAm

    We use essential cookies to keep things running smoothly. Our analytics are privacy-friendly and don't track you. Learn more

    Tax Calculator

    Why my calculation differs from others

    Common reasons for different tax calculation results

    Why Your Calculation May Differ

    Getting different numbers from other calculators, your employer, or friends? Here's why:

    Common Reasons for Differences

    1. Different Deductions Applied

    Not everyone uses the same deductions:

  1. Pension rates vary (8-10%)
  2. Rent relief depends on actual rent paid
  3. NHF/NHIS apply only to employees
  4. 2. Old vs New Tax Law

    Some calculators still use pre-2026 rules. KeepAm uses the Nigeria Tax Act 2025 which takes effect January 1, 2026.

    3. Gross vs Net Income

    Make sure you're comparing:

  5. Gross income - Total before any deductions
  6. Net income - What you receive after taxes and deductions
  7. 4. Monthly vs Annual

    Always convert to the same period for comparison:

  8. Annual = Monthly × 12
  9. Monthly = Annual ÷ 12
  10. Comparing with Your Employer

    Your payslip may show different amounts because:

  11. Employers calculate monthly using PAYE (Pay As You Earn)
  12. They may apply different deduction rates
  13. Some benefits might be taxed differently
  14. Comparing with Friends

    Even with the same salary, taxes can differ due to:

  15. Different rent amounts (rent relief)
  16. Different pension contributions
  17. Different state of residence (some local taxes vary)
  18. When to Be Concerned

    Contact support if:

  19. Your employer's calculation is significantly higher
  20. You're paying more than peers with identical situations
  21. The numbers don't make sense after checking all factors
  22. KeepAm's Accuracy

    Our calculator is:

  23. Built on the 2026 tax law
  24. Regularly updated for any amendments
  25. Transparent about all calculations
  26. Still unsure? Contact us for help.

    Didn't find what you need?

    Our support team is ready to help you.

    Contact Support