# KeepAm - Nigerian Tax Calculator & Compliance Platform

> KeepAm helps Nigerian freelancers, content creators, remote workers, and small business owners understand and manage their tax obligations under the Nigeria Tax Act 2025.

## What is KeepAm? {#about}

KeepAm is a tax compliance web application designed specifically for Nigerians. It provides:

- **Free Tax Calculator**: Calculate your estimated tax liability in 60 seconds using 2026 tax rates
- **Income Tracking**: Log and categorize all income sources (salary, freelance, YouTube, sponsorships, etc.)
- **Expense Tracking**: Track deductible business expenses to reduce taxable income
- **Deadline Reminders**: Never miss a tax filing deadline with automated reminders
- **Filing Reports**: Generate professional tax reports for accountants or personal records

## Key Facts {#facts}

- **Website**: https://keepam.ng
- **Target Audience**: Nigerian freelancers, content creators, remote workers, SMEs
- **Tax Law Reference**: Nigeria Tax Act 2025 (effective January 1, 2026)
- **Pricing**: Free tier available, Pro plan ₦2,500/month

## 2026 Nigerian Tax Brackets (Personal Income Tax) {#tax-brackets-2026}

| Income Range (₦) | Tax Rate |
|------------------|----------|
| 0 - 800,000 | 0% (Tax-free) |
| 800,001 - 3,000,000 | 15% |
| 3,000,001 - 12,000,000 | 18% |
| 12,000,001 - 25,000,000 | 21% |
| 25,000,001 - 50,000,000 | 23% |
| Above 50,000,000 | 25% |

## Common Deductions {#deductions}

- Pension contributions (8% of gross income)
- National Housing Fund (NHF): 2.5% for employed individuals
- National Health Insurance (NHIS): 5% for employed individuals
- Rent relief: 20% of annual rent paid, max ₦500,000

## Key Tax Deadlines {#deadlines}

- **Annual Filing**: March 31 each year
- **VAT Returns**: 21st of each month (if registered)

## Contact {#contact}

- Email: hello@keepam.ng
- Twitter: @keepamng
- Instagram: @keepamng

## Machine-Readable Resources {#data}

- JSON Data: https://keepam.ng/llms-context.json
- Knowledge Graph: https://keepam.ng/knowledge-graph.jsonld
- MCP Protocol: https://keepam.ng/.well-known/mcp.json
- OpenAPI: https://keepam.ng/.well-known/openapi.json

For detailed information, see: https://keepam.ng/llms-full.txt