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Nigerian Tax Calculator & Compliance Platform - KeepAm

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    FEATURES

    Everything You Need to Master Nigerian Tax

    From calculating your first tax to filing your annual return, KeepAm has you covered at every step.

    Start Free

    Tax Calculation

    Accurate calculations using the official 2026 Nigerian tax rates

    Tax Calculator
    Annual Income₦4,500,000
    Deductions-₦860,000
    Annual Tax₦412,200

    Know Exactly What You Owe

    Enter your income, add your deductions, and get an instant tax calculation using the official 2026 Nigerian tax rates. No spreadsheets, no guesswork.

    • 2026 PAYE brackets (0% on first ₦800k, up to 25%)
    • Automatic rent relief calculation (up to ₦500,000)
    • Pension, NHF, and NHIS deductions
    • State-specific calculations for all 36 states + FCT
    Try the Calculator

    Old vs New Law Comparison

    Instantly compare what you'd pay under the old tax law versus the new 2026 rates. Most Nigerians are paying less—see your exact savings.

    Tax Bracket Visualizer

    See exactly how each naira is taxed across the progressive brackets. Visual breakdown makes tax easy to understand.

    Multi-Currency Support

    Earning in USD, GBP, or EUR? We automatically convert to Naira using current rates and calculate your Nigerian tax obligations.

    Tax Savings Counter

    Track your total tax savings in real-time. Every deductible expense you add shows you money saved.

    Threshold Alerts

    Get notified when you're approaching key income thresholds that trigger new tax brackets or obligations.

    WhatsApp Sharing

    Share your tax calculation summary instantly via WhatsApp. Perfect for discussing with your accountant.

    Income & Expense Tracking

    Track every naira with smart categorization and AI assistance

    Every Naira, Accounted For

    Add income in seconds. Whether it's your salary, freelance payment, YouTube revenue, or AdSense earnings, track it all in one place.

    • Quick-add with minimal typing
    • 6 income categories (Salary, Freelance, Content, Business, Investment, Other)
    • Tag by client for freelancers
    • Recurring income automation
    • Multi-currency with auto-conversion
    Recent Income

    Salary - Dangote Group

    Employment

    ₦450,000

    Freelance - Logo Design

    Freelance

    ₦85,000

    YouTube Revenue

    Content

    $120

    Smart Expense Categories

    12 categories mapped to Nigerian tax law. Add an expense and immediately see if it reduces your tax.

    Office Supplies
    Deductible
    Personal Shopping
    Not Deductible
    Pro Feature

    AI Receipt Scanning

    Snap a photo of your receipt—our AI extracts the amount, date, and category automatically. No typing needed.

    Pro Feature

    Recurring Transactions

    Set up recurring income and expenses once. KeepAm auto-generates entries weekly, monthly, or yearly.

    Pro Feature

    Client Management

    Track which clients pay you what. See your top clients and outstanding invoices at a glance.

    New Feature

    Expense Health Score

    Get a personalized score showing how well you're tracking deductible expenses. Higher score = more tax savings.

    • Tracks deductible vs non-deductible ratio
    • Suggests missing expense categories
    • Monthly progress tracking
    78

    Health Score

    Compliance & Filing

    Stay ahead of every deadline and file with confidence

    Upcoming Deadlines

    VAT Return

    Jan 21, 2026

    13 days

    Annual Filing

    Mar 31, 2026

    82 days

    Development Levy

    Apr 15, 2026

    97 days

    Never Miss a Deadline Again

    See all your tax obligations in one view. We track filing deadlines, payment due dates, and remind you before penalties kick in.

    • Annual filing deadline (March 31)
    • VAT returns (21st monthly)
    • WHT remittance deadlines
    • PAYE filing dates
    • Development Levy deadlines

    Smart Reminders

    Get notified 30, 14, 7, and 1 day before each deadline. Never pay a late penalty again.

    Penalty Calculator

    See exactly what happens if you file late—₦50,000 first month, plus ₦25,000 each additional month.

    Pro Feature

    Filing Checklist

    Step-by-step guide to ensure you have everything ready before filing. Track your progress.

    Pro Feature

    State Filing Guides

    State-specific requirements and procedures for filing in Lagos, Rivers, Kano, and all other states.

    Pro Feature

    PDF Tax Reports

    Generate professional filing-ready PDF reports. Perfect for your accountant or FIRS submission.

    Coming Soon

    FIRS Integration

    File directly with FIRS from KeepAm. No more navigating confusing government portals.

    Business Plan

    Business Tax Tools

    Complete tax management for Nigerian businesses

    Business

    Multi-Business Management

    Run multiple businesses? Track income, expenses, and tax separately for each entity.

    Business

    Business Classification

    Determine if you're a Small, Medium, or Large company. See your CIT rate and obligations.

    Business

    VAT Management

    Full VAT dashboard with transaction tracking, return preparation, and filing reminders.

    Business

    WHT Management

    Track Withholding Tax certificates, claim refunds, and apply credits to your tax liability.

    Business

    PAYE Payroll

    Calculate employee PAYE, manage payroll deductions, and generate remittance reports.

    Business

    Team Access

    Invite team members with role-based access. Accountants, employees, and admins.

    Pro Feature

    Professional Invoicing

    Create and send professional invoices. Track payments and automatically record income when paid.

    • Customizable invoice templates
    • Multi-currency support
    • Payment tracking
    • Automatic income recording
    • Email delivery
    • Client management
    Invoice #2026-001
    Paid
    ClientABC Corp
    Amount₦250,000

    Reports & Insights

    Professional reports and actionable tax insights

    Professional Reports in One Click

    Generate a comprehensive tax summary that you can share with your accountant or keep for your records. Everything organized, nothing missing.

    • Income breakdown by category and client
    • Expense summary with deduction totals
    • Tax calculation with bracket breakdown
    • Year-over-year comparison
    • PDF export for filing
    Tax Summary 2025Generated Jan 8, 2026

    Total Income

    ₦6,450,000

    Deductions

    ₦1,240,000

    Tax Due

    ₦682,800

    Pro Feature

    Income Projections

    Based on your history, see projected annual income and estimated tax liability.

    Pro Feature

    Deduction Optimizer

    AI-powered suggestions for deductions you might have missed. Average user finds ₦85,000 in extra savings.

    Pro Feature

    Calculation History

    Save and compare tax calculations over time. See how your tax burden changes.

    Ready to Take Control of Your Taxes?

    Join thousands of Nigerians who finally understand their tax obligations.