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Nigerian Tax Calculator & Compliance Platform - KeepAm

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    HOW IT WORKS

    From Confused to Compliant in Minutes

    KeepAm makes Nigerian tax simple. Here's exactly how it works, step by step.

    Calculate
    Track
    File
    01

    Calculate Your Tax in 60 Seconds

    Start by understanding where you stand. Our calculator uses the official 2026 Nigerian tax rates to show you exactly what you owe—or if you owe anything at all.

    1. 1Enter your annual or monthly income
    2. 2Tell us if you pay rent (for rent relief)
    3. 3Select your state of residence
    4. 4See your tax breakdown instantly

    Did you know? If you earn ₦800,000 or less per year, you pay zero tax under the new law.

    Try the Calculator Free
    Tax Calculator
    ₦4,500,000
    ₦1,200,000
    Taxable Income₦3,140,000
    Annual Tax₦471,000
    Monthly Tax₦39,250
    Quick SetupStep 2 of 5

    What best describes you?

    Employed (PAYE)
    Freelancer / Consultant
    Business Owner
    Content Creator
    02

    Tell Us About Your Situation

    A 2-minute setup to personalize your experience. We'll ask about your income type, state, and tax situation so everything is tailored to you.

    What we ask:

    • Your income type
    • Estimated income range
    • Whether you pay rent
    • Your state of residence

    What you get:

    • Personalized tax estimate
    • Relevant deadline reminders
    • Deduction suggestions

    Your data is encrypted and never shared. You can export or delete anytime.

    03

    Record Income as It Comes In

    Every time you get paid—salary, freelance payment, AdSense, brand deal—add it to KeepAm. Takes 10 seconds.

    How it works:

    1. 1Tap "Add Income"
    2. 2Enter the amount and date
    3. 3Choose a category
    4. 4Done!

    For international income:

    • Select the currency (USD, GBP, EUR)
    • We convert automatically using real-time rates
    • See the Naira equivalent instantly
    Add Income
    USD
    $500.00

    ≈ ₦800,000 (Rate: ₦1,600/$1)

    Freelance
    Upwork Client
    Recent Expenses

    MacBook Pro M3

    Equipment

    ₦2,450,000

    Figma Subscription

    Software

    ₦15,000/mo
    %

    Internet & Data

    Utilities

    ₦45,000

    Lunch with friends

    Personal

    ₦12,000
    Total Deductible₦2,487,500
    04

    Log Expenses and Find Deductions

    Not all expenses are equal. KeepAm shows you which ones reduce your tax—so you never miss a legitimate deduction.

    Deductible expenses include:

    Equipment (laptop, camera)
    Software subscriptions
    Professional services
    Business travel
    Marketing costs
    Home office (partial)

    Visual indicators:

    Green = fully deductible
    %
    Yellow = partially deductible
    Gray = not deductible

    Pro tip: Snap a photo of receipts to keep proof. FIRS may ask for documentation.

    05

    Never Pay a Late Penalty

    KeepAm tracks all Nigerian tax deadlines and reminds you well in advance. No more last-minute panic.

    Key deadlines we track:

    • Annual tax filing: March 31
    • VAT returns: 21st monthly
    • Development Levy

    Our reminder schedule:

    • 30 days: Heads up
    • 14 days: Time to prepare
    • 7 days: Final push
    • 1 day: Last chance

    Late filing penalties:

    ₦50,000 first month + ₦25,000 each month after

    With KeepAm, you'll never pay these.

    Tax Deadlines

    VAT Return

    Jan 21, 2026

    14 days left

    Annual Filing

    Mar 31, 2026

    83 days left

    Development Levy

    Apr 15, 2026

    98 days left
    Tax Summary 2025PDF Report
    KeepAm Tax Report2025 Annual Summary
    Total Income₦6,450,000
    Total Deductions₦1,240,000
    Taxable Income₦5,210,000
    Annual Tax Due₦682,800
    06

    Get Filing-Ready Reports

    When tax time comes, generate a complete summary of your year. Share it with your accountant or use it to file yourself.

    What's in the report:

    • Total income by category
    • All deductible expenses
    • Tax calculation breakdown
    • Monthly/quarterly summaries

    How to use it:

    • Share PDF with your accountant
    • Use numbers for FIRS TaxPro Max
    • Keep as your personal record

    Coming soon: Direct FIRS filing integration (Q2 2026)

    See It in Action

    Try it yourself—no signup required

    Before KeepAm vs After KeepAm

    Before

    • Confused about tax obligations
    • No records of income/expenses
    • Missed deadlines, paid penalties
    • Overpaid tax without knowing
    • Scrambled at filing time
    • Expensive accountant consultations

    After

    • Know exactly what you owe
    • Every naira tracked automatically
    • Reminded before every deadline
    • Legal deductions maximized
    • Report ready in one click
    • Accountant time cut by 80%

    Common Questions

    Ready to Get Started?

    Choose your path to smarter taxes

    Free forever planNo card required2 minute setup