To calculate Nigerian income tax in 2026: 1) Determine your gross annual income in Naira. 2) Subtract deductions (8% pension, 2.5% NHF for employees, 5% NHIS). 3) Apply 20% rent relief on annual rent up to ₦500,000 max. 4) The first ₦800,000 is tax-free. 5) Apply progressive rates: 15% up to ₦3M, 18% to ₦12M, 21% to ₦25M, 23% to ₦50M, 25% above ₦50M.
Nigeria Tax Calculator 2026
Calculate your income tax in 60 seconds using the official 2026 rates
Quick Select
Click to auto-fill common creator income levels
Monthly Gross Income
Annual: ₦0
Income Type
Deductions
Annual Rent Paid
You can deduct 20% of this (max ₦500,000)
State of Residence
How This Calculator Works
This calculator uses the official 2026 Nigerian tax brackets as defined in the Nigeria Tax Act 2025, which comes into effect on January 1, 2026. The new law introduces significant changes including a higher tax-free threshold of ₦800,000 (up from ₦300,000).
2026 Tax Brackets
| Income Range | Tax Rate |
|---|---|
| ₦0 - ₦800,000 | 0% |
| ₦800,001 - ₦3,000,000 | 15% |
| ₦3,000,001 - ₦12,000,000 | 18% |
| ₦12,000,001 - ₦25,000,000 | 21% |
| ₦25,000,001 - ₦50,000,000 | 23% |
| Above ₦50,000,000 | 25% |
Frequently Asked Questions
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