INDEPENDENT SERVICE NOTICE

Disclaimer

Last updated: April 2026

KeepAm is an independent tax software platform. We are not a government agency.

KeepAm is operated by Luwasuite Ltd, a private Nigerian company. We are not affiliated with, endorsed by, or operated on behalf of the Nigeria Revenue Service (NRS), the Federal Inland Revenue Service (FIRS), any State Internal Revenue Service, the Federal Ministry of Finance, the Central Bank of Nigeria (CBN), or any other Nigerian government agency or department.

What KeepAm is

KeepAm is a private tax-management software product. We help individuals and small businesses in Nigeria:

• Track income and expenses
• Estimate personal income tax (PAYE / PIT) and small-business tax
• Generate tax-summary reports they can share with their own accountants
• Read educational guides about Nigerian tax law

What KeepAm is not

✗KeepAm does not file taxes on your behalf with NRS, FIRS, or any state revenue service. Filing is performed by you (or your accountant) on the official government portals.
✗KeepAm does not issue Tax Identification Numbers (TIN), 13-digit NRS Tax IDs, or any government-issued document. These are issued only by NRS at taxid.nrs.gov.ng.
✗KeepAm does not provide legal, accounting, or licensed tax advice. Information shown in the app is general guidance only.
✗KeepAm does not guarantee that calculations exactly match the final assessment by NRS or any state revenue service. Always verify with a licensed professional before filing.

Source of tax information

All tax brackets, rates, deductions, deadlines, and procedures shown in KeepAm are based on publicly available Nigerian law and official government publications, including the Nigeria Tax Act 2025 (effective 1 January 2026) and notices published by NRS, FIRS, and state revenue services. We update our content as the law changes, but the authoritative source is always the government itself. Please verify all figures against:

Nigeria Revenue Service (NRS)

National tax authority (formerly FIRS) — official tax law, brackets, filing portals.

nrs.gov.ng

NRS Tax ID Portal

Official 13-digit Tax ID registration and verification.

taxid.nrs.gov.ng

NRS E-Invoicing (MBS) Platform

Mandatory e-invoicing system for VAT-registered businesses.

einvoice.firs.gov.ng

Federal Ministry of Finance

Federal tax policy and budget information.

finance.gov.ng

Lagos Internal Revenue Service (LIRS)

Lagos State personal income tax filing.

lirs.gov.ng

FCT Internal Revenue Service

FCT (Abuja) personal income tax filing.

fctirs.gov.ng

No professional advice

Nothing in KeepAm — including app content, blog posts, AI assistant responses, calculator results, and reports — constitutes legal, tax, or financial advice. KeepAm is a software tool. For advice specific to your situation, consult a licensed Nigerian tax professional, chartered accountant (ICAN / ANAN), or legal practitioner. KeepAm operates a separateverified professional directoryyou may use at your discretion.

Limitations & accuracy

We work hard to keep KeepAm accurate, but:

• Tax law changes frequently and may change after content is published.
• State-level rules vary, and our state-specific guidance may not reflect the latest local circular.
• Calculations depend on the accuracy and completeness of data you enter.
• AI-assistant responses are generated by language models and may be wrong.

You are solely responsible for verifying any number or guidance with NRS or a licensed professional before relying on it for filing or any financial decision.